Real estate appraisal services for homeowners in the city of Univeristy Park and Manatee County
Here are the top 7 reasons why Florida homeowners use Advance Appraisal Service:
We at Advance Appraisal Service understand the particular needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Advance Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenge Manatee County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a region that is declining or not appreciating as much as other properties close to yours. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an expert appraisal from Advance Appraisal Service is your number one weapon when challenging your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Advance Appraisal Service, we're experienced in helping consumers just like you do away with undesirable PMI insurance.
Was your HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Advance Appraisal Service can provide you with a professional appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Advance Appraisal Service can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.